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Thread: Do you know longevity index?
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[quote=MARRIE,278375]For us poor people, term life is just for security for the daily expense for the independant and keeping the lifestyle (avoid hardship) in case of untimly or premature death, from which insurance co. most probably has income stream. For those rich guys/gals, they have whole life, term to 100 or universal life involved with savings and investment in the form of seg funds (70% around pricipal garanteened), those perm insurance less bet on longevity. insurance has to keep reserves for the later death benefit payout for those perm life. [/quote]
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