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Thread: How would you manange your money?
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[quote=APAULT,39563]Ellen, First I work out my unavoidable costs which includes rent or mortgage and things like that, transport to work, and some money for basic food and clothes. The remainder can be saved or spent according to what we want from life. To start with everyone should keep records but when you know your spending habits it might not be necessary...but if you are undisciplined keep doing it and write realistic budgets and STICK to them. If you use a credit card and don't clear the debt, GET RID OF IT! Buy stocks? That has lost me money, boo hoo. So only do this if you understand the risk - and the Chinese stock market looks like a classic bubble at the moment, it will burst some day. And from SanyaChina's suggestions.................. No smoking: anexcellent idea (but then I hate cigarette smoke) No alcohol: - ohhhhhhhhhh sadness! But if i want cheap beer, I brew my own! No babies until you have enough money: - very wise (if you wanna be rich, NO BABIES, full stop - ask your parents !!!) [/quote]
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