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Thread: Medical Insurance as a Foreign Expert Resisdent (from Z Vsa)
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[quote=APAULT,247748]I have an urgent contract issue which is not the fault of either my college or me. The college is also working on solving it. If anyone can add any info it would help. 1. Foreign expert contracts must (I believe) have a component which is issued by the Bureau of Foreign Experts and typically has an attachment from the local employer. Is the main part from the Bureau the same in each Province ( I would have thought so because the one I have in front of me is from the State Bureau). Also, is it permitted for the employer to change this main component? (I had always thought it is not permitted as that can negate core provisons which are set by national regulation). 2. Has anyone else got a mandatory requirement to take out health and accident insurance? While these are good things and a major risk for us working here the only quote they have been able to get is 55,000 RMB a year for a person betwen the ages of 50 and 60, or 5,500 rmb a month which is around the average salary in educational institutions!! (There will be no teachrs if this is applied. 3. An extra question: if we need hospital treatment may we go to a standard hospital? I am told that Chinese teachers get rebated around 80% of the cost. I had assumed that we were covered by this arrangemnt too, but now I am told we are not, so even if we can ttnd local hospital, without insurance we really are putting our neck on the line working here. Also, it is not normally possible to get insurance overseas (certainly if you do not have private cover there, and travel insurance is a maximum of 3 months in one trip. At least this is so for those of us from Australia. My added complications, or they might be part of the answer (!) are that my employer is not the college and the employer now wants me to sign a new contract with this provison, even though I signed one earlier without this provision! This is in clear contravention of the contract item that says there can be no changes to the contract without agreement...as you would expect. Sure, I can refuse to sign or I can simply p.ss off but hopefully we can find a solution. The college is trying to solve the issues but I would like to find out as much background and hear what is happning elsewhere. Thanks Paul [/quote]
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