MONEY!!! Money changers - YUCK! ...money, money, money...

MONEY!!! Money changers - YUCK! ...money, money, money...
Apr 25, 2007 10:52
GRIZ326 Points: Join Date: Jun 12, 2006 Status: offline	One of my least favorite procedures while in a different country is money exchange. I always chuckle when I think of that biblical scene in which Christ looses his temper with the money changers...it seems so fitting. ...ahhh but back to money. #1 - How big a wad of money can be displayed without offending the average Chinese person or exciting pickpockets and thieves. #2 - Is it fair to say that creditcards and traveler's checks may have limited value outside of the center of a city? #3 - If I change money once upon arrival in each major city (money for 3-4 days), will I be carrying too much cash? #4 - Will a few USD $1 & $5 notes have any use in the countryside if I run out of RMB? #5 - Because I am arriving in Hong Kong and will need HK$ for a day, I am wondering if HK$s spend in the rest of China or if that money must be converted too. I will take the usual precautions of splitting my cash and storing it in multiple locations on myself. For 20 days I am budgeting: * $500 USD/4000 RMB for beds; * $250 USD/2000 RMB for meals; * $400 USD/3200 RMB for trains and other ground transport; * air travel is charged so I won't need to have cash for that I haven't tallied up admission fees and such that I will do for fun, but does that sound reasonable? ...or am I too high to too low?

Apr 25, 2007 10:52

GRIZ326
Points:
Join Date: Jun 12, 2006
Status: offline

One of my least favorite procedures while in a different country is money exchange. I always chuckle when I think of that biblical scene in which Christ looses his temper with the money changers...it seems so fitting.

...ahhh but back to money.

#1 - How big a wad of money can be displayed without offending the average Chinese person or exciting pickpockets and thieves.

#2 - Is it fair to say that creditcards and traveler's checks may have limited value outside of the center of a city?

#3 - If I change money once upon arrival in each major city (money for 3-4 days), will I be carrying too much cash?

#4 - Will a few USD $1 & $5 notes have any use in the countryside if I run out of RMB?

#5 - Because I am arriving in Hong Kong and will need HK$ for a day, I am wondering if HK$s spend in the rest of China or if that money must be converted too.

I will take the usual precautions of splitting my cash and storing it in multiple locations on myself.

For 20 days I am budgeting:

* $500 USD/4000 RMB for beds;
* $250 USD/2000 RMB for meals;
* $400 USD/3200 RMB for trains and other ground transport;
* air travel is charged so I won't need to have cash for that

I haven't tallied up admission fees and such that I will do for fun, but does that sound reasonable? ...or am I too high to too low?

Apr 25, 2007 23:43

MAY001
Points:
Join Date: Sep 28, 2005
Status: Offline

#1 - How big a wad of money can be displayed without offending the average Chinese person or exciting pickpockets and thieves.
When you are in the city, I believe it's better to have less than one thousand RMB in your wallet. Do have some one yuan, 5 yuan and ten yuans in your pocket.

#2 - Is it fair to say that creditcards and traveler's checks may have limited value outside of the center of a city?
Yes, if you want are in some villages, they are useless at most of the time.

#3 - If I change money once upon arrival in each major city (money for 3-4 days), will I be carrying too much cash?
I think it's ok to pocket money for 3 to 4 days. Just be careful and keep an eye to your values.

#4 - Will a few USD $1 & $5 notes have any use in the countryside if I run out of RMB?
If you are in a tourist destination, it might work. But USD is not ALLOWED to circulate in China.

#5 - Because I am arriving in Hong Kong and will need HK$ for a day, I am wondering if HK$s spend in the rest of China or if that money must be converted too.
No, HK dollar doesn't work in mainland China. But rmb works in HK. :)

Apr 26, 2007 00:27	#2
TORSTENRECKL... Points: Join Date: Apr 14, 2007 Status: Offline	I have no problems to pay with HK Dollars in ShenZhen/ZhuHai,even the receipts in normal restaurants and some bigger Supermarkets are in HK-Dollar and RMB. - Torsten Reckleben - http://www.China-Driving-License.com

Apr 26, 2007 00:54

APAULT
Points:
Join Date: Mar 11, 2006
Status: Offline

Yu won't offend.

I carry significant sums at times and use a bum bag (the US phrase is rude in English) and padlock it to a loop on my trousers. I place my shirt over the bag too.

There is little reason to run out of rmb as you will normally know when u r going bush and can make sure u have enough.

You should be able to use mastercard and visa in most towns (not all ATMs accept them), but not sirrius and metro.

As I have commented befor..if an atm wont accept 4 digit pin, try 2 leading zeros.

Apr 26, 2007 09:45	#4
APAULT Points: Join Date: Mar 11, 2006 Status: Offline	There is a 'black mkt' for foreign currency, but my experience is that you get the going rate...so normally , why bother? But in desperation a US $ should be traded at close to normal value.

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