ATM - or other means accessing money

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ATM - or other means accessing money
Jul 14, 2007 12:39	#11
CHETWYND Points: Join Date: Feb 12, 2007 Status: Offline	Hi, I use what is called a bankcard in Australia. Not a credit card. I use the Bank of China ATM's and have never had any problems and the charges are negligible. If you carry cash securely..ie hidden, you'll have no problems. Its really a pretty safe place.

Jul 21, 2007 12:43	#12
VJTRAVEL Points: Join Date: Jul 21, 2007 Status: Offline	Hello, Does anyone know how to tell if my (Canadian) bank's ATM card will work with the Bank of China ATMs? Otherwise, what's the best way to handle $$ for travel? Traveller's cheques? I'll be travelling in China for 3 weeks. Thanks, VJ

Jul 22, 2007 17:30

#13

GRIZ326
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Join Date: Jun 12, 2006
Status: Offline

Is your bank card a part of the CIRRUS (or some other big) network? If so, it should work. Be certain to tell your bank you will be traveling in China so that they do not shut down your ATM card.

Traveler's checks are a real pain to cash and are not accepted by most merchants. It usually takes 45 minutes to cash them at a bank.

International credit cards are not accepted by smaller merchants and hotels.

As CHETWYND said, China is pretty safe - but it only takes one bad apple to give you a rotten experience. That said, I carried cash.

I carried $1000 USD cash and $1000 traveler's checks in my money belt. I carried my credit and ATM cards in a leather holder with a belt loop, attaching it so that the holder was inside of the belt and could not easily be grabbed. I took out 5000 RMB when I did ATM transactions (multiple transactions) and then separated the money into multiple, zipping pockets.

I think the important thing is to always have all of your money, credit cards and passport on your body during the entire trip. If you stay in dormitory rooms - even while you sleep.

Aug 2, 2009 22:06	#14
ALONEBOY Points: Join Date: Jul 25, 2009 Status: Offline	hi i m new in china and i hav a atm card of bank of china from jinhua ,zhezhiang. but now i m going to Jiamusi, Heilongjiang. i think my atm card works there too....???? so i wanna know if i take money from the atm card of bank of china of jinhua,zhezhiang in Jiamusi, Heilongjiang how much do the bank charge on me???

Aug 3, 2009 10:04	#15
ELLYSE Points: Join Date: Oct 30, 2005 Status: Offline	If you're using it on Bank of China ATM machines then I think it's about 5 RMB/transaction.

Aug 3, 2009 23:21	#16
ALONEBOY Points: Join Date: Jul 25, 2009 Status: Offline	thanx

Aug 3, 2009 23:27	#17
ALONEBOY Points: Join Date: Jul 25, 2009 Status: Offline	i wanna know is there any bank that dont charge on the transaction??

Aug 6, 2009 03:38	#18
ELLYSE Points: Join Date: Oct 30, 2005 Status: Offline	I don't think so.

Aug 10, 2009 20:15	#19
GUEST92154	but i think agriculture bank of china do not charge any on interprovincial transaction

Oct 2, 2009 06:55	#20
GUEST02151	I use my credit card in a pinch and immediatly (same day) visit an internet cafe to repay the cash advance, so far I haven't been charged any interest, just the transaction fees. If you don't know the exact amount you can overpay a little as you'll no doubt use your card again.

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