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Can a foreigner apply for credit card in china?
May 30, 2011 22:35
#31  
GUESTCIA if you dont like the way Chinese banks operate, you are free to move, or don't come back. last time i checked, foreign banks did not give any special privaleges to Chinese citizens.
Oct 31, 2011 00:59
#32  
GUEST07170 I am a foreigner working in Beijing and I successfully gotten a Citic Bank Platinum credit card co-branded with Air China, as well as a Citic Bank Amex card. All I had to produce was a copy of my passport, a copy of my visa, and a letter from my employer stating that I earn xxxxxx amount annually. I do not have an apt or a car in China.

I feel that it is much easier to get a credit card from Citic Bank than other banks. CMB and BOC rejected my application eventhough I produced the same documents. But be warned though, I heard that Citic Bank has the highest annual fee and interest on carried-forward balances amongst all the local banks.
Dec 28, 2011 00:40
#33  
GUESTKRISTINE I tried to apply for a credit card in Bank of Communication Zhengzhou branch and the receptionist said that i need to have a citizen's ID before i can get a Credit card. I guess a passpport is not enough ID for them. So yes, getting a credit card for a foreigner in China is hard.
Dec 28, 2011 02:33
#34  
GUEST4576 GUESTKRISTINE,

It’s true that foreigners can not apply a Chinese credit card easily. The requirements vary from bank to bank. But it doesn’t mean that you have no chance to get one.

You have your passport but do you have a job in China? By the way, you have to show your bank statement (US bank account is ok) and residence permit. I am not sure if they other requirements.

I suggest you try another bank. It is said that China Merchants Bank has lower requirements. The state-owned banks like Bank of China, China Construction Bank, Industrial and Commercial Bank of China and Agricultural Bank of China are better than those commercial banks.
Jan 2, 2012 02:56
#35  
GUESTSAM DEAR
MY NAME IS SAM I WORKING IN YIWU FROM LAST ONE YEAR I WANT APPLYING FOR CREDIT CARD
CAN YOU GIVE ME ADVICE WHAT IS THE REQUIREMENTS .I HAVE ALSO BANK ACCOUNT IN ABC BANK
PLS REPLY AS SOON AS POSSIBLE

THANKS AND REGARDS
Apr 24, 2012 21:12
#36  
GUEST26157
Quote:

Originally Posted by JIMMYB



Foreigners can apply the credit card of BOC as long as you meet the bank’s requirements. You need to offer: 1. valid passport. 2. a copy of your resident permit or permanent resident permit.

The above info is what I know. I suggest you consult with any branch of BOC for detailed info.


Are you sure that we can take it from BOC...?because iam a student staying in wuhan,,,replay please
Apr 27, 2012 20:53
#37  
GUEST47146
Quote:

Originally Posted by GUEST26157



Are you sure that we can take it from BOC...?because iam a student staying in wuhan,,,replay
please
I work in China as Executive Chef and had no prfoblem getting a credit card with BOC It took 6 weeks but in the end i received my card with a nice credit limit
Jan 17, 2013 11:32
#38  
GUEST84105 Yes, I had the same problem last year. I went to BOC to apply for a visa/master card logo on my debit card with my account they say can't be done but I heard it can be done for foreigners but it's hard. This is so messed up. It is difficult to buy things on line with even with an online banking token and china cell phone for sms codes etc and you can forget about paying for airline tickets on line either with a US credit card or the BOC debit it's a scam to get our USA money which is easily taken from our US credit cards through their ATM and it's easy to deposit US or GBP and then wire money home but forget about wiring RMB that convert to US so messed up. In the US you can withdraw from your BOC debit at BOA and acourse get US with a high exchange rate but better than nothing.
I think we should treat Chinese citizens the same in our countries when they are working, visiting, or studying there. They don't want us to make money off them or rather what we make to only spend it here. The game is to exchange money to US or GBP deposit it then wire it back to your US or UK bank account which you carry with a visa logo. Yuo can't get good prices for airline tickets because they won't le tyou pay on line for it
Jan 17, 2013 11:37
#39  
GUEST84105 I think we should play the same game. But our banks branch out to give everyone in the world a chance at a credit card grrrrrrr this is just messed up...But China won't give foreigners living and working here for more than a year a credit card not even a debit card with a visa/master card logo to access their own money in the bank..Come on wake up guys, what's going on here!!!!!!!!!!!!!!!!
Feb 6, 2013 02:15
#40  
GUEST12190 Some really great companies have begun shipping to China, but most only permit credit card purchases, no bank transfers. So now that they ship to China, I still can't get deliveries from companies whose goods I need to survive in China which China does not offer here. And there is apparently no way to get a credit card, which is totally ludicrous, I've lived and worked her for 4 years, they should trust me by now.
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