Tell me about Shenzhen

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Tell me about Shenzhen
Jun 24, 2012 08:29	#31
WANHU Points: Join Date: Feb 20, 2007 Status: Offline	Banks make business and profits but still charge their own customers. Well, Lonely, it's all about money, about Dollar and cent. They'd try t o gain profit at any angle they could find. Wan

Jun 24, 2012 08:34	#32
WANHU Points: Join Date: Feb 20, 2007 Status: Offline	I used to send cash from SZ branch to GZ branch of the same bank, and the bank charged me RMB15. In Malaysia, we won't be charged. Wan

Jun 26, 2012 04:20	#33
LONELYJOURNEY Points: Join Date: Oct 28, 2009 Status: Offline	Quote: Originally Posted by WANHU I used to send cash from SZ branch to GZ branch of the same bank, and the bank charged me RMB15. In Malaysia, we won't be charged. Wan Wan, no service is for free. I remember that my dad and I bring cash with us to pay my college tuition. If we wire money directly to my college's account, we had to pay CNY 50 as the handling fee. It was too expensive.

Jun 26, 2012 07:57	#34
WANHU Points: Join Date: Feb 20, 2007 Status: Offline	Maybe we can devise a way how not to use bank facilities? I still remember my grandparents kept their money under the pillow or bed, but those were the days. Wan

Jun 26, 2012 23:17

#35

LONELYJOURNEY
Points:
Join Date: Oct 28, 2009
Status: Offline

Quote:

Originally Posted by WANHU

Maybe we can devise a way how not to use bank facilities? I still remember my grandparents kept their money under the pillow or bed, but those were the days.
Wan

It's not safe. I can't remember when I read this report. An old lady burns down more than CNY 10000 to her ancestors because she thought the money was "paper money" used to be burnt for the dead. His son was very angry but couldn't do anything.

Jun 27, 2012 05:40	#36
WANHU Points: Join Date: Feb 20, 2007 Status: Offline	Find a safe, put your valuables there, it's against theft and fire. As I have not many valuable, I just put my school certificates, birth certificate, car registration card, passport, and some other things I need to keep. Wan

Jun 27, 2012 21:51

#37

LONELYJOURNEY
Points:
Join Date: Oct 28, 2009
Status: Offline

Quote:

Originally Posted by WANHU

Find a safe, put your valuables there, it's against theft and fire. As I have not many valuable, I just put my school certificates, birth certificate, car registration card, passport, and some other things I need to keep.
Wan

That's a good idea. But I still prefer to deposit my money at the bank. Though the interest is still low, I can get some money if I deposit my money for a certain period at the bank.

Jun 30, 2012 09:17	#38
WANHU Points: Join Date: Feb 20, 2007 Status: Offline	..and let the bank profit more? Why don't you try time deposit, or join the cooperatives? Wan

Jul 1, 2012 01:52

#39

LONELYJOURNEY
Points:
Join Date: Oct 28, 2009
Status: Offline

Quote:

Originally Posted by WANHU

..and let the bank profit more? Why don't you try time deposit, or join the cooperatives?
Wan

Time deposit? Two months ago, I began to make out a plan to save money. I studies on a internet forum. Someone suggests that people should divide their money into several portions and then save the portions one by one at the bank. Let me make it clear, you save the first portion for 3 months in April, the second portition for 3 months in May .... In this way, you earn much more interest than you just deposit all your money for 3 months.

Jul 3, 2012 13:13	#40
WANHU Points: Join Date: Feb 20, 2007 Status: Offline	Business involves risks but the profit is bigger too. Wan

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